Insurance Agency

We offer federal crop, auto and business insurance to the Mt. Sterling, Illinois area.

Call (217) 773-3851 now for more information!

Federal Crop Insurance

Auto Insurance

Business Insurance

Federal Crop Insurance  | Ray Insurance Agency

Ray Insurance Agency understands what it means to work in the agricultural business. Being a farmer is hard work. Unfortunately...

Auto Insurance | Ray Insurance Agency

Ray Insurance Agency provides excellent auto insurance to the Mt. Sterling, Illinois area.We offer a variety of...

Business Insurance  | Ray Insurance Agency

At Ray Insurance Agency, we know business. We also know the importance of protecting your business and its assets.

Ray Insurance Agency provides a variety of different insurances and coverage’s at highly competitive rates. If you are in the Mt. Sterling, Illinois area and are in the market for insurance.

Welcome To Ray Insurance Agency

Great Business Insurance

Ray Insurance Agency services the MT. Sterling qand Illinois area. As an independent insurance agency we make it our priority to always put the customer’s needs first. We are a locally owned and operated business that takes great pride in our community. We specialize in auto, home, life, farm, crop, and commercial business insurance. The goal at Ray Insurance is to provide a personal touch while delivering the insurance products that best suite our client’s needs.

Ray Insurance Agency was founded in 1986 and has been under current ownership since 2009. Since its beginning, Ray Insurance Agency has been focused on meeting the needs of producers throughout the Midwest with the most up to date risk management tools including Federal Crop Insurance, Crop Hail, and private products. Ultimately, we focus on establishing a lasting personal relationship with each client and a thorough understanding of their insurance needs.

Our agency offers federal crop insurance to those who are in the agriculture business. Insure your crop yield with us today! Don't let another drought or rain season completely dictate your income. Our program is here to help farmers and agriculture workers stay on their feet. This program is federally supported and easily attainable.

Ray Insurance Agency provides auto insurance at fantastic rates. We offer a variety of coverages to suit your needs.

From meeting the state’s minimum requirements to full protection, we have a plan for you. Call or e-mail us today to get a free quote and begin applying.

In addition to federal crop and auto insurance, Ray Insurance Agency offers great business insurance as well. Our business insurance is tailored to fit your business's needs. We provide a variety of policies at extremely affordable rates. Protecting your assets, small or large, is the first step to operating a successful business.

If you are in the Mt. Sterling area and are in need of federal crop, auto, or business insurance, call or e-mail Ray Insurance Agency today! We offer free quotes and estimates. Our insurance specialists are waiting to hear from you.


We are focused on the professional delivery of quality risk management and insurance products throughout West Central Illinois while maintaining a level of service that exceeds your expectations.

We Offer the Following Products:

• Auto Insurance

• Home Insurance

• Federal Crop Insurance

• Crop Hail and other private products

• Commercial Business Insurance

• Life Insurance

• Health Insurance

• Aviation Insurance

• Hunting Property and Liability Insurance

• And much more…